Representative Example for Hire Purchase (HP): Payable by 48 payments of £188.37. Payments are based on a duration of agreement of 48 months, a Cash Price of £7,790.00, with a deposit of £779.00 leaving an amount of credit of £7,011.00. The agreement is calculated using a fixed rate of interest of 13.08% per year resulting in Representative 13.90% APR and a total amount payable of £9,821.76 The representative example includes an estimated option to purchase fee of £1.00. We act as a credit broker, not a lender.